Drive with Confidence. Covered.
Commercial trucking specialists, and a full-service agency for your business, your personal auto and your family's life and health coverage. We shop multiple A-rated carriers so you don't have to.
One Agency. Every Line You Need.
Start with the coverage that brought you here. We'll make sure nothing else is left exposed.
Commercial Trucking
Our specialty. Owner-operators to growing fleets.
Commercial
Protect the business behind the work.
Personal Auto
Everyday coverage for you and your family.
Life & Health
Protect the people who count on you.
We Work for You, Not an Insurance Company
A captive agent can only sell one company's policies. As an independent agency, Motive represents multiple insurance carriers, so we compare coverage and price side by side and recommend the one that actually fits.
- More options: multiple carriers competing for your business
- Better fit: policies matched to your routes, equipment, business or family
- Every renewal re-shopped: if your rate jumps, we look elsewhere
- One point of contact: trucking, business, auto and life with one agent who knows your account
How It Works
Tell us about you
A quick call or online form: your operation, vehicles, drivers or family needs.
We shop the market
We compare multiple A-rated carriers and explain the options in plain language.
You choose. We handle the rest.
We bind coverage, handle filings and certificates, and stay with you at every renewal and claim.
We Insure Every Rig
If it moves freight, we cover it, from 18-wheelers to hotshot pickups.
Tractor-Trailer
Semi trucks and 18-wheelers: liability, physical damage and cargo for dry van, reefer and flatbed.
Learn more →Box Truck
Straight trucks for final-mile, local and regional hauling, moving and delivery.
Learn more →Dump Truck
Aggregate and construction haulers working job sites and public roads.
Learn more →Hotshot
Heavy-duty pickups with gooseneck and flatbed trailers on expedited loads.
Learn more →Reefer
Temperature-controlled freight with reefer breakdown and spoilage coverage.
Learn more →Flatbed
Steel, lumber, machinery and oversize loads on open decks.
Learn more →Just Got Your MC Number?
Insuring a new trucking company is where many agencies say no. We say let's get you rolling. We work with carriers that write new ventures, handle your FMCSA filings, and explain every line of your policy before you sign.
Coverage You Can Count On
Multi-State Coverage
Licensed across 22 states covering key freight corridors, so we can follow your routes.
New Authority Specialists
Just got your MC number? We help new operators get properly covered and on the road fast.
Competitive Rates
We shop multiple A-rated carriers for the best premium for your operation and loss history.
Personal Service
Work directly with a dedicated agent who knows your account, not a call center.
What Our Clients Say
Real feedback from owner-operators, fleet managers, business owners and families we've helped.
Share Your Experience
Got covered through Motive Insurance Agency? We'd love to hear how it went.
Ready to see what you could save?
Talk to a licensed agent who shops multiple carriers for you. Free, fast and no pressure.