Motive Insurance Agency delivers premium commercial trucking coverage for owner-operators and fleets across 16 states. Expert guidance. A-rated carriers. Competitive rates.
Get Your Free Quote View CoverageAt Motive Insurance Agency, LLC, every trucker deserves straightforward, reliable coverage without the runaround. Founded by Roy Richards, MBA, we work with top-rated carriers to get you the right policy at a competitive price.
Whether you're a first-time owner-operator or managing a growing fleet, we walk you through every option — no pressure, no surprises. Just honest expertise and a policy built around your routes.
Talk to Roy Richards, MBAEvery line of commercial trucking insurance you need — from single rigs to full fleets.
Federally mandated protection against bodily injury and property damage claims arising from accidents while hauling.
Protection for the freight you haul — from dry van loads to refrigerated goods and specialized commodities.
Covers your truck and trailer for collision, comprehensive, and fire/theft losses so you're never sidelined long.
Coverage when operating outside of dispatch — protecting you on and off the load.
An affordable workers' comp alternative for owner-operators, covering medical expenses and lost income.
Broad protection for your business beyond the road — covering premises liability and completed operations.
If it moves freight, we cover it — from 18-wheelers to cargo sprinters.
Semi trucks & 18-wheelers. Primary liability, physical damage, and cargo coverage.
Straight trucks for local & regional hauling — moving, retail delivery, food distribution.
Construction & aggregate haulers on job sites and public roads.
Expedited freight & sprinter vans for owner-operators on time-sensitive loads.
Specializing in the most active freight corridors — Southeast, Midwest, and Northeast.
Deep carrier relationships and local market knowledge in each state — so you get the right coverage at the right price for your routes.
Licensed across 16 key states covering the most active freight corridors in the SE, Midwest, and Northeast.
Just got your MC number? We help new operators get properly covered and on the road fast.
We shop multiple A-rated carriers to find the best premium for your specific operation and loss history.
Work directly with a dedicated agent who knows your account — not a call center that doesn't know your name.
"Having the right insurance isn't just about compliance — it's about protecting the livelihood you've built mile by mile. That's why we treat every client's coverage as if it were our own."
Trucking insurance specialist — connect and learn more
Fill out the form and a Motive specialist will reach out within one business day with customized coverage options.
2881 E Oakland Park Blvd
Fort Lauderdale, FL 33306
Mon–Fri 8am–6pm · Sat by appointment
FL · TX · GA · OH · MN · NJ · NC · SC
PA · NY · IN · MO · TN · IL · AL · AR
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